7 Costs To Expect With A Traditional House Sale In Nashville

There are a number of costs to expect with a traditional house sale in Nashville. Find out if working with an agent is really the right choice for your situation and property in our latest post!

Working with a real estate agent in Nashville to sell your house isn’t always worth it. When you factor in the costs, time, and effort required on your part, you may find that an alternative method of selling is the better choice for you.

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Selling your Nashville home on the retail market with an agent is expensive. Agent fees and commissions combined with closing costs and even buyers’ closing costs tacked on your home sale really do add up.

Below, we list seven major costs you should be prepared for if you choose to sell your house in the traditional way.


When selling your house in Nashville, it will likely require you to make some repairs. The small things in your house that need touching up can add up fast. And if your house needs major repairs, the costs will obviously grow much higher.

Once the house is listed and an offer is eventually made, your potential buyer will pay to have an inspection done for the property. If all checks out, great!

However, almost always the buyer will come back with newly discovered repair costs they will request that you credit them for the amount of the repair at closing or fix the item yourself before the property closes.

I have seen totally renovated homes in Nashville get slammed with homebuyers’ repair lists. The homes are like new or even new homes still have items needing repairing or replacing at the sellers’ expense.

Recently, one of my buyers really wanted this great looking 1948 renovated home. The inspector literally killed her dream when he presented her a 50 item checklist of repairs under the house, in the attic, on the sides of the house and even included wiring issues.

These items ended up costing the seller thousands of dollars to make all the repairs. The general contractor who visited the property to price out the repairs disputed a few items but agreed with the most.

Out of fear, my buyer walked away from the deal. Her only thoughts were will I be able to manage a troublesome house later.

Professional Cleaning

When putting your house on the MLS in Nashville, you’ll want to put your best foot forward.

Even for the cleanest people out there, this may require the services of a professional cleaning crew to come through. Or maybe you need to hire people to come in and clean the carpets, powerwash the outside, or to rejuvenate stained floor tiles.

If you aren’t in a situation where you need to hire a professional cleaning company, you will still have to tend to these things yourself which requires your time. That in of itself is very valuable.


Another expense related to your house presentation is staging. Most homeowners need, at the very minimum, guidance on what items to put away and how to use your other items to make a stronger impact on potential home buyers.

A staging consultant is good money used because they will rearrange your furniture, wall art, and decor in the kitchen and bathrooms for a striking presentation.

If your house is vacant, then a full house staging is in order and these fees range from $2,000 to $4,000 depending on the side of your home. Staging does help a home sell quicker if the owners are willing to pay for it.

Marketing Fees

The level of marketing provided by a real estate agent in Nashville will vary greatly. While some will provide comprehensive marketing plans at no cost, others will supply just the basics.

You’ve seen the different types of listings. Some houses are staged with professional photos to make spaces look larger than they are. Then there are listing with photos taken by a cell phone camera (yikes), highlighting unmade beds, laundry on the floor, and toilet seats up.

Having the top-of-the-line listings that will get the most attention will likely cost you a bit more in the long run. If you do decide to list your house in Nashville, make sure you know exactly what’s included.

Between exclusive listings, signage, and print materials, you could be looking at many expenses you hadn’t planned for.


In some cases, working with a Nashville real estate agent can be great, making their 5 to 7% commission fee well worth it. However, for other properties paying this amount in order to sell your house isn’t worth it.

Six or seven percent of your final sale price can be a large sum of money. Make sure your agent will be able to get you enough money for this high cost to make sense.

Run the number before signing a listing agreement with a Nashville real estate agent. For some Nashville homeowners, a direct sale can be a better choice for the sale of their unwanted house.

Closing Costs

A home seller in Nashville will likely spend 1-3% of their final sale price in closing costs when selling with a real estate agent.

Things like recording fees, settlement fees, Tennessee tax stamps, title search fees, surveys, and pre-payment penalties are all paid at the closing table.

Additionally, most Nashville area home buyers demand the sellers pay their title insurance and title insurance letter for the buyer and their mortgage company. This is no small fee but ranges from $1,200 to several thousand dollars depending on the value of the home.

More Closing Costs: The Buyers!

On many homes sales under $400,000, the homebuyers need assistance with their closing costs and mortgage fees, origination fees, prepaids, and discount points. Guess who they demand to pay this!

Yes, they, at the guidance of their mortgage lender and real estate agent, insert in the purchase and sale agreement a clause stating the sellers to pay some or all of their closing costs and mortgage fees. On a $200,000 home, this amounts to $3,500 to $6,000 in addition to your own closing costs and commissions.

Added up, the commissions, sellers’ closing costs, buyer’s closing costs, and mortgage fees/prepaids can total more than $24,000 on a $200,000 house that will be taken from the proceeds of the sale and out of your pocket, netting you roughly $176,000. You might want to read our full article on all the costs of a home sale. Please visit “How to Sell Your Home Quickly.”

Can you afford to sell your home on the open market with a real estate agent? Many people will just to get the house sold. Some will try to sell on their own, FSBO – For Sale By Owner, a disaster in the making.

Direct Buyers

Others will turn to a direct buyer who is a local real estate investor. Investors like Southern Homes Investments will take care of all the repairs, updates, and cleaning.

By using us at Southern Homes Investments, these costs can be eliminated. After you have packed and moved your items out, we close at a title company. You are presented a check for your home and you walk away. It is that simple. This is what we do, we buy houses in Nashville TN.

Learn more about the costs to expect with a traditional house sale in Nashville. Contact us today for more information! (615) 500-4466 Do visit us online at https://www.southernhomesinvestments.com/.

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